Head Of Core Digital Payments
The Head of Core Digital Payments will lead the strategy, modernization, commercialization, risk posture, client experience, and financial performance of U.S. Bank's core ACH and Wires product portfolio. This leader will serve as the end-to-end owner for foundational money movement capabilities that support commercial, treasury, small business, corporate, and enterprise clients across digital and file-based channels. Product leaders at U.S. Bank are customer obsessed in driving product planning, visioning, development, management, and customer experience to deliver on our human plus digital product strategy while staying one step ahead of evolving economic, technological, regulatory, and customer needs.
This role requires senior-level product ownership over regulated, high-volume payment rails; direct leadership of product talent; frequent engagement with senior business, risk, technology, operations, and go-to-market leaders; and accountability for portfolio-level outcomes that materially impact client experience, revenue growth, operational resiliency, risk management, and U.S. Bank's payments modernization agenda.
Responsibilities include setting the multi-year product vision, strategy, roadmap, and investment priorities for U.S. Bank's ACH and Wires portfolio, aligning to enterprise payments strategy, client needs, modernization priorities, risk expectations, and financial objectives. The role also involves running the ACH and Wires portfolio as a business, with accountability for revenue, transaction growth, pricing, client adoption, digital migration, platform health, risk indicators, operating efficiency, and cost-to-serve.
Basic qualifications typically include 10 or more years of relevant experience in product management, payments, treasury management, transaction banking, financial services, or related roles, and a bachelor's degree, or equivalent work experience.
Preferred skills/experience include advanced product management or similar experience, including product strategy, product vision and planning, product development, channel alignment, customer experience, go-to-market enablement, performance measurement, and analytics. Direct experience leading ACH and/or Wire products, platforms, capabilities, operations, or modernization initiatives in a regulated banking environment is also preferred.
This role requires working onsite from a U.S. Bank location three or more days per week.
Benefits include healthcare (medical, dental, vision), basic term and optional term life insurance, short-term and long-term disability, pregnancy disability and parental leave, 401(k) and employer-funded retirement plan, paid vacation, up to 11 paid holiday opportunities, adoption assistance, and sick and safe leave accruals.